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Redlining in Lansing & East Lansing, MI

Reveal News has done a good investigation on modern redlining from data gathered from the Home Mortgage Disclosure Act. This is what they do report for the Lansing – East Lansing, MI.

Reveal found evidence suggesting discrimination in the LANSING-EAST LANSING, MI metro area. In 2016, black applicants were 3.1 times as likely to be denied a conventional home mortgage as white applicants. There weren’t enough conventional loan applications in this metro area from Latino or Native American applicants to draw a conclusion. For Asian applicants, there were enough applications, but other statistical factors made it difficult to draw a conclusion.

Conventional home loans, 2015 and 2016

Race/ethnicity Applications Loans made Denials Other outcome
Total 82 65 (79%) 7 (9%) 10 (12%)
White 70 55 (79%) 6 (9%) 9 (13%)
Race Not Reported 7 6 (86%) 1 (14%) 0
Latino 3 3 (100%) 0 0
Native American 1 1 (100%) 0 0
Asian 1 0 0 1 (100%)
Source: Home Mortgage Disclosure Act data

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